COMBINED MEDICAL PRACTICES LIABILITY

A bespoke insurance solution covering a broad range of exposures.

OUR FOCUS

All medical practices and related entities face a myriad of exposures from their day-to-day operations. This can involve anyone from patients and the public, attending medical practitioners to all related support staff and services.

Errors and omissions or simple failures in systems and procedures can all lead to significant legal exposures faced by the medical practice and related individuals or entities.

These inherent exposures are comprehensively covered by this bespoke policy.

FACILITY SUMMARY

Optional sections of cover available (plus extensions), include:

  • Entity Medical Malpractice

    • Abuse Liability

    • Complaint Investigation Costs

    • Court Attendance

    • Incident Reporting

  • General Liability

    • Tenants Legal Liability

  • Errors & Omissions

    • Contamination Costs

    • Continuous Cover

    • Loss of Documents

    • Media Management

    • Statutory Liability

    • Fidelity (optional)

  • Up to $20,000,000 capacity limits available

  • 100% Underwritten at Lloyd's

RISK APPETITE

Some examples of our risk appetite include:

Acquired Brain Injury rehab / care
Alcohol addiction clinics
Beauty Therapy
Cancer Treatment
Chiropractors
Cosmetic Day Surgeries
Counselling Services
Day Surgeries (out-patients)
Dental Clinics
Diagnostic & scanning clinics
Dialysis clinics
Drug addiction clinics, detox & rehab
Family planning clinics (incl. screening)
GP Clinics
Hospice / Palliative Care
Laser Clinics
Learning difficulty homes

Medical employment / recruitment agencies
Nutritionists
Occupational Health Services
Ophthalmologists
Opticians
Osteopathy Clinics
Pain Management Clinics
Paramedics
Pathology Labs
Pharmacies
Physiotherapists
Sexual Health Clinics
Sleep Clinics
Speech Therapists
Sports Injury + Management (ex. Surgery)
Supported living accommodation
Vaccinations

Occupations that are not within scope include:

  • Alcohol or drug addiction homes

  • Birthing exposures

  • Individual Doctors / Dentists / Allied Health Professionals

  • Medical colleges / schools

  • Neurosurgery

  • Nursing Homes

  • Psychiatric rehabilitation / homes

  • Spinal Surgery